Security Notice

Texas Star Bank will not ask you to enter personal or account information via email or during the Online Banking login process or for any of the Online Banking pages where the information requested is not relevant to the transaction. You should not enter sensitive data if you are prompted to do so. Also, any computer system accessing Internet Banking should have anti-virus and anti-malware software installed and the software definitions kept up-to-date.

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Welcome

At Texas Star Bank, we strive to give you the best banking service possible with the most up to date technology to make your banking experience convenient and friendly. Come by one of our three full service locations and meet a group of people ready to work hard to meet your banking needs or visit our loan production office ready to assist you in your lending needs. We offer ATM and debit cards, as well as voice response and online banking service to make things easy for you.

If there is any way I can help you, please do not hesitate to call.

Sincerely,

Billy J. Fleming

President/Chief Executive Officer

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyer's Trust Accounts ("IOLTAS"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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