NOW Account

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Description:

• An account that pays interest on your balance and provides easy access to your money.

Requirements:

• You must deposit $1,500.00 to open this account.

Benefits:

• Your daily balance on this account earns interest, while you are able to write checks and have immediate access to your money without penalty for early withdrawal like a CD.

• We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Cost:

• No monthly maintenance fee for daily balances of $1,500.00 or over; $7.00 for balances of $500.00 to $1,499.99 and $10.00 for balances under $500.00. Per Check/Debit fee of $0.20 will be charged for each debit in excess of 20 in a statement cycle if the daily balance falls below $1,500.00 or if an average daily balance of 2,500.00 is not maintained.